Palmetto United provides quality insurance services across the Southeast and other states around the country. Our home office is in Columbia, SC. We have extensive base of agents and agencies that offer numerous life and health products. Our partners and staff are dedicated to bringing you the level of expertise demanded to support the complex needs of each individual and group.


Palmetto United believes in offering the highest quality of service while exemplifying integrity. We strive to demonstrate a true sense of care to all of those our company interacts with, on every level. Our loyalty to our agents, agency partners, and clients runs deep into the foundation of our organization.

President & Leadership

John R. Wolfe: President & CEO

Randy Wolfe Palmetto United

Randy was born and raised in Columbia, South Carolina. Upon graduating from The Citadel, he taught high school social studies and was an assistant football coach and head wrestling coach. In 2006, Randy began his insurance career primarily writing Medicare Advantage plans. In 2009 he founded Palmetto United, Inc., which specializes in the senior market. Over the past four years, Palmetto United has experienced tremendous growth and has postured itself as one of the premier insurance marketing organizations in South Carolina. In order to continue its impressive growth trend, Palmetto United expanded into other geographic areas, and currently operates in over 20 states. On a personal note, Randy and his wife Katherine have a son, Jack who is 10, and a daughter, Lightsey who is 5. Randy and his family are active members at Chapin United Methodist Church. He also serves on the board of the Citadel Alumni Association and is a Master Mason at Dentsville Lodge 398. In his spare time, he enjoys hunting, fishing, and spending time with friends and family.


Christopher Didyoung: Vice President of Agent Development

Chris was born and raised in Blythewood, South Carolina. He graduated from Limestone College, where he was a successful varsity wrestler. After graduation, Chris joined the Palmetto United team, and quickly excelled, becoming a Territory Sales Manager in June of 2013. In 2018 he was promoted to Vice President of Agent Development.  His day-to-day activities range from supporting agents with training and development, to assisting the needs of our clients. He still continues to write business in the field which allows him the real world experience when coaching agents.  Over the years Chris has been a top Medicare Advantage sales agent with Palmetto United.  Chris attends Transfiguration Catholic Church and currently volunteers with Richland Northeast High School as an assistant wrestling coach. Chris is passionate about fitness, and is active in the CrossFit community. Chris is also an avid car enthusiast, and in his spare time enjoys spending time with family and friends.

James Dottrina: Director of Agent Recruitment & Development

James was born in Brooklyn NY. He and his family moved to Marlboro New Jersey, where he spent most of his life growing up. As a youth, James enjoyed playing basketball and played for
his high school, and numerous travel and AAU leagues. With a Degree in Business Management, James decided to peruse a career in Insurance/ Banking, which he has been in for the past 14 years. In February of 2013, James moved to Palm Harbor Florida, which is where he has resided since. James has experience in helping clients prepare for their retirement, helping them with their insurance needs, along with helping seniors go over their options when it comes to Medicare. James also has experience in recruiting agents on a national platform, along with training, coaching and managing independent agents out in the field. In his spare time, James enjoys working out and playing basketball, taking pictures of scenery and city skylines, as well as making time to spend with his family, girlfriend, and friends.

Join Our Team

Palmetto United is always looking for talented individuals to join our expanding sales team. No matter what state you live in, if you are ambitious, self-driven, and looking for a true partner in the insurance industry, we would love to talk with you.  We have multiple programs that help our agent & agency partners succeed.

Medicare Advantage / Medicare Supplement / Final Expense / Hospital Indemnity

We have several fantastic programs for agents and agencies who are looking to expand their senior market  book of business. We offer our sales partners phenomenal marketing support in the form of co-ops and even free leads for our top producing agents. We have a variety of strategies we utilize to reach whatever target market you are seeking.

Traditional Products

With a variety of different traditional life insurance companies in our portfolio, we can help you offer your clients solutions to all of their complex needs. Palmetto United can help you or your agency with Term, Whole Life, IUL, Advanced Markets, LTC, Disability, and much more.


We offer a great portfolio of annuity products. We also have an excellent program for experienced annuity advisors and agents with a solid performance record in the annuity space.